The rules of the marketplace.

1. Who operates CardQuay

CardQuay is a registered Australian business name held and operated in New South Wales by WANG, LIYUAN, an individual sole trader (ABN 66 120 438 006). In these Terms, “CardQuay”, “we”, “us” and “our” refer to that operator.

2. Acceptance and eligibility

By creating an account or using CardQuay, you agree to these Terms and the policies linked from our Compliance Centre. You must be at least 18 years old, able to enter a binding agreement and located in Australia. CardQuay's initial launch is limited to Australian users and Australian delivery addresses.

3. One account for buying, selling and trading

CardQuay does not separate collectors and sellers into different user types. An account may buy, list or trade cards once any required access checks are completed. You must provide accurate information, protect your password and promptly tell us about unauthorised access. You may not transfer, share, sell or create an account for another person.

4. Seller and trade access

The ability to sell or trade is not automatic. CardQuay may require identity and contact verification, an invitation, a security deposit or other reasonable risk checks before granting or continuing access. Requirements may vary according to transaction history and risk. If a deposit is required, its amount, purpose, holding arrangements and return conditions will be disclosed and accepted separately before payment.

5. Listings

You may only list cards you own and are legally entitled to sell or trade. Images must show the actual card unless clearly identified otherwise. Titles, prices, grades, certification details, alterations, defects and condition notes must be accurate. You must promptly update or remove a listing that is no longer available.

CardQuay may review, edit the presentation of, hide or remove a listing. Approval or publication does not amount to authentication, appraisal, endorsement or a guarantee of value.

6. The contract of sale

The contract for a card is between the buyer and the identified seller. When integrated checkout launches, the checkout will clearly identify the merchant of record and how payment, receipts, refunds, disputes and platform services are allocated. Approved sellers will complete Stripe connected-account onboarding where required. CardQuay will not activate payment collection until this structure and the applicable terms are finalised.

Private and business sellers have different obligations under Australian law. Sellers must accurately identify whether they act in trade or commerce. Nothing in these Terms excludes rights that cannot lawfully be excluded.

7. Trades and cash adjustments

A trade proposal may include cards and an optional cash adjustment. A proposal is not final until both users accept the same terms and complete any required confirmation process. Each participant must own the offered cards, disclose their condition and follow the shipping rules. CardQuay may cancel or pause a proposal where fraud, authenticity, ownership or safety concerns arise.

8. Prices, fees and taxes

Prices are shown in AUD unless clearly stated otherwise. CardQuay's platform fee is zero during beta. Before any future fee applies, its amount will be shown before a user commits to a transaction. Sellers are responsible for their own tax, registration and reporting obligations. Payment processing fees may be charged by Stripe or another disclosed payment provider.

9. Acceptable use

You must not use CardQuay to mislead, harass, impersonate, manipulate prices or feedback, avoid disclosed fees, scrape the service, interfere with security, distribute malicious code, launder money or conduct an unlawful transaction. The Prohibited Items Policy forms part of these Terms.

10. Suspension and termination

We may restrict a listing, trade, feature or account where reasonably necessary to protect users, investigate a report, comply with law or enforce these Terms. Where appropriate, we will explain the action and provide a way to contact us. You may request account closure, subject to unresolved transactions, disputes and lawful record-keeping requirements.

11. Intellectual property

You retain ownership of content you submit. You grant CardQuay a non-exclusive, worldwide, royalty-free licence to host, reproduce, resize and display that content for operating and promoting the marketplace while the relevant listing or account is active, and for reasonable archival, safety and legal purposes afterwards. You must have the rights needed to grant this licence.

12. Service availability and liability

We work to keep CardQuay reliable and secure, but do not promise uninterrupted availability or that every user, listing, card, grade or valuation is accurate. To the extent permitted by law, CardQuay is not responsible for indirect or consequential loss, market price movements or off-platform arrangements. Any liability that cannot be excluded is limited only to the extent permitted by the Australian Consumer Law.

13. Changes and governing law

We may update these Terms to reflect legal, safety or product changes. Material changes will be notified through the service or by email before they take effect where reasonably practicable. These Terms are governed by the laws of New South Wales, Australia, and the courts with jurisdiction there.